Motorbike Insurance Kenya 2026: Complete Guide | Cycle Importers

Navigating Kenya’s roads requires more than just a well-tuned engine—it demands proper legal and financial protection. Under the Traffic Act, riding an uninsured motorcycle on public roads carries strict penalties, heavy fines, and potential vehicle impoundment. Whether you operate a commercial boda boda or ride a high-value touring machine, understanding the differences between Third-Party Only (TPO), Third-Party Fire & Theft (TPFT), and Comprehensive cover is critical.